<SOAP-ENV:Envelope
    SOAP-ENV:encodingStyle="http://schemas.xmlsoap.org/soap/encoding/"
    xmlns:SOAP-ENV="http://schemas.xmlsoap.org/soap/envelope/"
    xmlns:xsd="http://www.w3.org/2001/XMLSchema"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xmlns:SOAP-ENC="http://schemas.xmlsoap.org/soap/encoding/"
    xmlns:tns="urn:apih2h">

    <SOAP-ENV:Body>
        <tns:billpayment xmlns:tns="urn:apih2h">
            <inputCheck xsi:type="tns:inputCheck">
                <userName xsi:type="xsd:string">{userName}</userName>
                <signature xsi:type="xsd:string">{signature}</signature>
                <productCode xsi:type="xsd:string">{productCode}</productCode>
                <terminal xsi:type="xsd:string">{terminal}</terminal>
                <transactionType xsi:type="xsd:string">{transactionType}</transactionType>
                <billNumber xsi:type="xsd:string">{billNumber}</billNumber>
                <amount xsi:type="xsd:string">{amount}</amount>
                <bit61 xsi:type="xsd:string">{bit61}</bit61>
                <reff xsi:type="xsd:string">{reff}</reff>
                <timeStamp xsi:type="xsd:string">{timeStamp}</timeStamp>
            </inputCheck>
        </tns:billpayment>
    </SOAP-ENV:Body>
</SOAP-ENV:Envelope>