<SOAP-ENV:Envelope
      SOAP-ENV:encodingStyle="http://schemas.xmlsoap.org/soap/encoding/"
      xmlns:SOAP-ENV="http://schemas.xmlsoap.org/soap/envelope/"
      xmlns:xsd="http://www.w3.org/2001/XMLSchema"
      xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
      xmlns:SOAP-ENC="http://schemas.xmlsoap.org/soap/encoding/"
      xmlns:tns="urn:apih2h">
  
      <SOAP-ENV:Body>
          <tns:billpayment xmlns:tns="urn:apih2h">
              <inputCheck xsi:type="tns:inputCheck">
                  <userName xsi:type="xsd:string">{userName}</userName>
                  <signature xsi:type="xsd:string">{signature}</signature>
                  <productCode xsi:type="xsd:string">{productCode}</productCode>
                  <terminal xsi:type="xsd:string">{terminal}</terminal>
                  <transactionType xsi:type="xsd:string">{transactionType}</transactionType>
                  <billNumber xsi:type="xsd:string">{billNumber}</billNumber>
                  <amount xsi:type="xsd:string">{amount}</amount>
                  <bit61 xsi:type="xsd:string">{bit61}</bit61>
                  <reff xsi:type="xsd:string">{reff}</reff>
                  <timeStamp xsi:type="xsd:string">{timeStamp}</timeStamp>
              </inputCheck>
          </tns:billpayment>
      </SOAP-ENV:Body>
  </SOAP-ENV:Envelope>